Why File Chapter 7?

Chapter 7 bankruptcy is one of several types of personal bankruptcy that an individual can file to help alleviate some of the burden of debts. This bankruptcy filing is one of the most popular types of bankruptcy filed in U.S. courts. But, why are people seeking debt relief through chapter 7 more than other types of bankruptcy? Because it works well! Some of the most common reasons people file for Chapter 7 include:

·    Stop Creditor Calls: When you file for bankruptcy protection, you will cease those annoying creditor calls and letters from coming through.  If you’ve been harassed by creditors or are currently facing the experience, you understand how relentless these people can be. You can get back your sanity when you file for protection.

·    Fresh Start: Chapter 7 clears all the debts that you’ve incurred (with the exception of a few types of debt, specially student loans and child support) to give   you a fresh start. Many people fail to realize the importance of their credit until it is too late. Now there is a second chance.

·    Stop Repossessions: Repossessions are scary and undesirable. If you want to keep a vehicle that is at risk of repossession or maintain other valuables, this is the easiest way to do so.

·    Peace of Mind:  When debt has me overwhelmed and stressed, it is difficult to eat, sleep, or otherwise enjoy life the way that you should. It seems that nothing you do will help you get out of the mess that you’ve created. Rather than continue life stressed to the max, why not talk to an attorney to learn how you can get help from Chapter 7?

bankruptcy attorney Erie PA

You may need a bankruptcy attorney Erie PA if you decide to file Chapter 7 bankruptcy. Attorneys simplify the entire process and ensure that you get done what you need to do without stress and hassle.